To get and activate an OPay debit ATM card in 2023, you can follow these steps:
1. Open an OPay account:
If you don’t already have an OPay account, you will need to create one by downloading the OPay app on your mobile device and registering your details.
2. Apply for an OPay debit ATM card:
Once you have an OPay account, you can apply for an OPay debit ATM card within the app by going to the “Cards” section and selecting “Apply for a new card.” You will need to provide some personal information and a passport photograph.
3. Pay for the card:
After submitting your application, you will be required to pay a fee for the card, which can be done using your OPay wallet or bank transfer.
4. Wait for delivery:
Once your payment has been confirmed, OPay will process your application and deliver your debit ATM card to the address you provided during registration.
5.Activate the card:
Once you receive your OPay debit ATM card, you will need to activate it before you can use it. To do this, open the OPay app, go to the “Cards” section, and select “Activate card.” You will be asked to enter your card details, including the card number, expiration date, and CVV.
6. Set a PIN:
After activating your card, you will need to set a PIN to secure your transactions. To do this, go to the “Cards” section in the app and select “Set PIN.” Follow the prompts to enter and confirm your new PIN.
Once you have completed these steps, you should be able to use your OPay debit ATM card to make purchases, withdraw cash from ATMs, and perform other transactions that require a debit card.
How to create Ipay account using phone number?
To create an OPay account using your phone number, follow these simple steps:
1. Download the OPay app:
Visit the app store on your mobile device and download the OPay app.
2. Launch the app:
After downloading, launch the app on your device.
3. Click on “Register”:
On the homepage of the OPay app, you will see the “Register” button. Click on it to proceed with the registration process.
4.Enter your phone number:
On the registration page, enter your phone number in the field provided. Make sure that the phone number you enter is the one you currently use.
5. Verify your phone number:
After entering your phone number, OPay will send you a verification code via SMS. Enter the code in the field provided to verify your phone number.
6. Enter your personal details:
Once your phone number is verified, you will be taken to a page where you will be required to enter your details such as your full name, email address, date of birth, and other necessary information.
7. Set up your account password:
Next, you will need to create a strong password that will be used to access your OPay account. Make sure you choose a unique password that is easy to remember.
8. Submit your details:
After entering all the required information, click on “Submit” to complete your registration.
Congratulations! You have successfully created an OPay account using your phone number. You can now explore the app and enjoy the various services offered by OPay.
How To Get OPay Debit ATM Card Step by step
To get an OPay Debit ATM card, you can follow these steps:
1.Log into your OPay account: Open the OPay app on your mobile device and log in to your OPay account.
2. Go to the “Cards” section: Once you are logged in, go to the “Cards” section of the app. You can find this section on the app’s homepage.
3. Apply for a new card: In the “Cards” section, click on “Apply for a new card”.
4. Fill in the required information: Fill in the required information in the form provided, including your full name, delivery address, phone number, and other details.
5. Submit your application: After filling in the required information, submit your application.
6. Pay for the card: Once your application is approved, you will be required to pay a fee for the card. You can pay for the card using your OPay wallet or via bank transfer.
7. Receive your card: After payment, your OPay Debit ATM card will be delivered to the address you provided during the application process.
Once you receive your OPay Debit ATM card, you will need to activate it before you can use it. To do this, go to the “Cards” section of the app, select “Activate card,” and follow the instructions provided. After activation, you can then use your OPay Debit ATM card to make purchases, withdraw cash from ATMs, and perform other transactions that require a debit card.
How to Apply for the OPay ATM Debit Visa Card:
To apply for the OPay ATM Debit Visa Card, you can follow these steps:
1. Log in to your OPay account: Open the OPay app on your mobile device and log in to your OPay account.
2. Go to the “Cards” section: Once you are logged in, go to the “Cards” section of the app. You can find this section on the app’s homepage.
3. Click on “Apply for a new card“: In the “Cards” section, click on the “Apply for a new card” button.
4. Fill in the required information: Fill in the required information in the form provided, including your full name, delivery address, phone number, and other details.
5. Upload a passport photograph: You will also be required to upload a clear passport photograph of yourself.
6. Submit your application: After filling in the required information and uploading your passport photograph, submit your application.
7. Pay for the card: Once your application is approved, you will be required to pay a fee for the card. You can pay for the card using your OPay wallet or via bank transfer.
8. Receive your card: After payment, your OPay ATM Debit Visa Card will be delivered to the address you provided during the application process.
Once you receive your OPay ATM Debit Visa Card, you will need to activate it before you can use it. To do this, go to the “Cards” section of the app, select “Activate card,” and follow the instructions provided. After activation, you can then use your OPay ATM Debit Visa Card to make purchases, withdraw cash from ATMs, and perform other transactions that require a Visa debit card
Benefits of Opay Debit Visa Card
The OPay Debit Visa Card offers several benefits to its users, including:
Accessibility: With the OPay Debit Visa Card, you can access your funds from any ATM that accepts Visa cards worldwide.
Secure transactions: The OPay Debit Visa Card uses advanced security measures to ensure that your transactions are safe and secure.
Easy to use: The card is easy to use and can be linked to your OPay wallet, allowing you to easily manage your funds.
Multiple currency support: The OPay Debit Visa Card supports multiple currencies, making it easy for you to transact in different currencies.
Low fees: The card has low transaction fees and no monthly maintenance fees, making it a cost-effective option for managing your funds.
Cashback rewards: With the OPay Debit Visa Card, you can earn cashback rewards when you make purchases at selected merchants.
Quick access to loans: OPay Debit Visa Cardholders have access to quick and convenient loan services through the OPay app.
Overall, the OPay Debit Visa Card offers a range of benefits that make it a convenient and secure way to manage your funds and make transactions
Is the pay Bank account secured?
OPay is not a bank, but a mobile wallet and financial services provider that allows you to store, send and receive money electronically through your mobile phone.
OPay uses industry-standard security measures to ensure the safety of your account information and transactions. They use encryption and other advanced security measures to protect your data and financial information.
In addition, OPay is licensed and regulated by the Central Bank of Nigeria (CBN), which requires financial institutions to maintain certain standards and protocols for the security of their customers’ information and funds.
However, as with any financial service, it is important to take measures to protect your account, such as using strong passwords and not sharing your account information with anyone else. It is also recommended to monitor your account regularly and report any suspicious activity to OPay customer service immediately.
How much can I send and receive on my pay account?
The transaction limits on your OPay account depend on the level of verification of your account. Here are the transaction limits for different levels of account verification:
Level 1: With Level 1 verification, you can send and receive up to N50,000 per transaction, and your account balance limit is N300,000.
Level 2: With Level 2 verification, you can send and receive up to N200,000 per transaction, and your account balance limit is N5,000,000.
Level 3: With Level 3 verification, you can send and receive up to N5,000,000 per transaction, and there is no limit to your account balance.
To upgrade your account level, you will need to provide additional information and complete the necessary verification process. This typically involves providing your personal information, government-issued ID, and proof of address.
It is important to note that these transaction limits are subject to change and may vary based on regulatory requirements or internal policies.